THERE ARE NOT MANY THINGS MORE EXCITING THAN MOVING INTO YOUR FIRST HOME…. IT IS YOUR HOME!
TO MAKE THE HOME BUYING PROCESS AS STRESS-FREE AS POSSIBLE YOU JUST NEED TO FOLLOW THE SYSTEM…
1) DON’T START YOUR SEARCH BEFORE YOU HAVE SPOKEN TO YOUR MORTGAGE PROVIDER, DONE A FULL CREDIT APPLICATION AND HAVE RECEIVED AN APPROVAL LETTER TELLING YOU THE MAXIMUM PRICE OF THE HOME YOU CAN PURCHASE, A GUARANTEED INTEREST RATE AND THE TERM FOR WHICH THE RATE IS GUARANTEED (USUALLY 90 – 120 DAYS)…. WE CAN HELP YOU GET THIS ORGANIZED.
2) NOW YOU KNOW WHAT YOU CAN AFFORD YOU CAN START YOUR SEARCH FOR HOMES THAT MEET YOUR NEEDS AND PRICE RANGE…. WE WILL GET THIS SET UP FOR YOU.
3) USUALLY, THERE ARE ONLY A FEW HOMES THAT REALLY MEET YOUR NEEDS AND ONCE SELECTED WE WILL SET A TIME WITH YOU TO VIEW THESE HOMES TO SEE IF THEY LOOK AS GOOD AS THEY DO IN THE PICTURES.
4) ONCE YOU HAVE SELECTED THE PERFECT HOME WE WILL DO UP THE PURCHASE AGREEMENT AND PRESENT YOUR OFFER TO THE SELLER… ONCE THE OFFER IS ACCEPTED WE MAKE SURE THE MORTGAGE IS APPROVED FOR THAT PROPERTY, AN INSPECTION IS DONE, CHECK THE TITLE AND, IF IT IS A STRATA PROPERTY, OBTAIN ALL THE NECESSARY STRATA DOCUMENTS. AFTER YOU HAVE APPROVED ALL OF THESE THINGS YOU PAY YOUR DEPOSIT AND YOU NOW GET READY TO MOVE…
MOST IMPORTANTLY… BE SURE YOU WORK WITH A GREAT AGENT… WE WOULD LOVE TO APPLY FOR THE JOB!
